Dotcash

Instant cash to your M-PESA

Apply in 5 minutes and get a loan of up to 80,000 KES fast.

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Licensed & Regulated by CBK

Dotcash

Why Choose Dotcash?

We're committed to providing the best loan experience for Kenyan

⚡
Lightning Fast

Get approved and funded in just 5 minutes. No waiting, no delays.

✨
Simple Process

No paperwork, no collateral. Just your ID and phone number.

🎨
Numerous products

Develop your own financial plan based on your current financial situation.

📊
High loan amounts

900 to 80,000 KES. Flexible borrowing and repayment methods.

🔒
100% Secure

Your data is encrypted and protected with bank-level security.

📱
Support

Our dedicated team is always here to help you, day or night.

Simple Process

Get your loan in 3 simple steps

1

Apply Online

Download our app and fill out a quick application form. Takes less than 2 minutes.

2

Get Approved

Our AI instantly reviews your application. Get approval in just 5 minutes.

3

Receive Money

Money is sent directly to your M-Pesa account. Start using it immediately.

What our clients say

Real stories from real people

"I have never been able to access financing from a bank because I don't have collateral. Today, I can handle unexpected expenses without stress. DotCash understands people like me."

JK

James Kamau

Freelancer, Nairobi

"Dotcash helped me cover an unexpected expense when I needed it most. The loan came through in minutes! No stress, no paperwork."

MW

Mary Wanjiku

Self-Employed, Mombasa

"Having quick access to cash when I need it is crucial. Dotcash has been a reliable partner over the past year. Highly recommend to everyone."

PO

Peter Ochieng

Contractor, Kisumu

Got Questions? We've Got Answers.

Everything you need to know about Dotcash.

Dotcash is a smartphone app, which allows anyone with an android smartphone to apply for a loan.
Once you are approved for a loan it is instantly sent to your M-Pesa account.
First loans range from Ksh 800-1500 and can grow up to Ksh 80,000 as you pay back your loans.
The repayment extension is for users who have a loan which is due but they are not able to fully pay the loan on time.
You repay the loan by sending the total amount due to our M-Pesa pay bill no. 4026417 and input your mobile number as the account number. You can also repay your loan through the Dotcash App on your phone.